Panic of 1893 Scrip
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A History & Catalog of Minnesota Obsolete Bank Notes & Scrip has detailed articles about this and other major categories of obsolete bank notes. Order your copy here. Following the Panic of 1893, currency was difficult to obtain, and actually carried a premium in the month of August. To facilitate payments to providers of grain during the harvest, some companies issued notes such as this one from the Minneapolis & Northern Elevator Company. The issues were short-lived.
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